There is a misconception that to be eligible for Social Security disability, you must be permanently disabled. I have heard this from clients, from doctors, and from vocational rehabilitation specialists.

For clients in particular, sometimes the thought of being permanently disabled can be a barrier to applying for disability benefits. People always hope they will get better, and don't see themselves as permanently disabled.

However, your disability does not need to be permanent. Rather, under Social Security's rules, the disability must last for a continuous period of 12 months or longer.

If you cannot work due to a mental or physical impairment, and that impairment has lasted – or is expected to last – for 12 months or longer, you should apply for Social Security disability benefits.